Zapcash - Quick Loans

Get Quick Personal Loan in Minutes | 100% Online

💰 Zapcash – Instant Personal Loan up to ₹5,00,000

Enjoy quick personal loans at Low interest rates with a hassle-free 100% digital process.

Get the approved loan amount directly in your bank account — fast, secure, and completely online.

Whether you need funds for medical emergencies, travel, education, or personal expenses, Zapcash makes borrowing simple and transparent.

🏛️ Regulatory & Lending Information
Zapcash is a digital loan facilitation platform that partners with RBI-registered Non-Banking Financial Companies (NBFCs), is Weekline Investment and Trading Company Ltd [RBI Registration No. : 14.01001]
, to provide personal loans to eligible customers.
Loans are provided in accordance with the guidelines issued by the Reserve Bank of India under the Digital Lending Guidelines.
🔐 Safe & Responsible Lending


🚀 Why Choose Zapcash?

✔️ Instant personal loan up to ₹5,00,000
🏦 Direct bank account disbursal
📄 100% paperless & digital process
🔎 Transparent charges – No hidden fees
👉 Apply instantly with a few simple steps
🔐 Secure & encrypted platform
✅ Instant decision with minimal documentation

Eligibility:

👤 Age: Minimum 18 years
💼 Employment Type: Salaried or Self-Employed
💰 Minimum Monthly Income: ₹18,000 or above
📱 Mobile Number: Aadhaar-linked mobile number for verification
🇮🇳 Citizenship: Indian resident with valid KYC documents

📊 Loan Details
✅ Loan Amount: ₹5,000 – ₹5,00,000 (sanctioned by
Weekline Investment and Trading Company Ltd RBI Registered NBFC)
✅ Interest Rates: 12% – 30% per annum
✅ Loan Tenure: 6– 60 months
✅ Processing Fee: Up to 5.1% of the principal amount + GST
✅ Quick & Direct Transfer: Funds disbursed by our NBFC partner directly to your bank account
✅ No Collateral Required: Get a loan without pledging any security
✅ Foreclosure & Part-Prepayment Available
✅ Maximum APR – 32.15%
⏰ Late Payment Charges: As per loan agreement
Interest rates and loan terms may vary based on credit profile, eligibility, and risk assessment.

💡 Loan sanctioned by Weekline Investment and Trading Company Ltd : ₹1,50,000 for 3 years
💰 Processing Fee: ₹6,195 (3.5% + GST + ₹500 Stamp Duty)
📉 Interest Rate: 22% p.a. (on reducing principal balance)
💳 EMI: ₹5,730 per month
📊 Total Payable: ₹2,06,280
📌 Total Interest Paid: ₹56,280
📈 Annual Percentage Rate (APR): 25.14%

Fees & Charges (as applied by NBFC partner)

⚠ EMI Bounce Charge (1st Day): 4% of Principal Overdue* or ₹500 (whichever is lower)
📌 Penal Charges (2-180 Days): 36% p.a. on Principal Overdue (+ GST if applicable)
🔹 *Rounded to the nearest rupee


📲 How to Apply on Zapcash App?

1️⃣ Download the Zapcash App
2️⃣ Sign up with your mobile number
3️⃣ Verify PAN & basic details
4️⃣ Complete 100% digital KYC
5️⃣ Select loan amount & tenure
6️⃣ Review & accept loan agreement
7️⃣ Receive funds directly in your bank account



📞 Customer Support
📧 Email: care@zapcash.in
📱 Phone: 8503090309

👤 Grievance Contact
Email ID : grievance@zapcash.in
📱 Phone: 7665466546
Privacy Policy: https://www.zapcash.in/privacy-policy