Fresh Loan — Safe Online Loan

Fresh Loan is a safe fintech platform offering digital credit to Filipinos.

Why choose Fresh Loan:
Because Fresh Loan is a secure and legitimate loan product, our mission is to help eligible Filipino users elevate their financial well-being.

Fresh Loan is operated by JUST SMILE LENDING CORPORATION, a licensed lending corporation with Registration No. CS202011342 and Certificate of Authority No. 3379. All our loan products comply with Philippine financial regulations and have an annual interest rate capped at 20%.

Product Information:
- Loan Amount: ₱1,000 - ₱50,000
- Loan Term: 91 days – 360 days
- Maximum Annual Percentage Rate (APR): 20% (inclusive of all interest and applicable fees)

Representative Calculation:
For a 91-day loan with equal monthly installment repayment, no additional fees, a daily interest rate of 0.05%, and the principal amount is ₱10,000:
Total Interest Fee: 91 days × ₱10,000 × 0.05% = ₱455
Total Repayment Amount: ₱10,000 + ₱455 = ₱10,455
Monthly Repayment Amount: ₱10,455 / 3 = ₱3,485

Who Can Use Fresh Loan:
- The individual must be a Filipino citizen aged 18 or older
- Possess at least one valid identification document
- Have a mobile phone number
- Have a stable legal source of income

Why Fresh Loan Is a Good Loan Option:
- Our loan product is secure and legitimate, complying with applicable Philippine laws and regulatory requirements for lending products.
- All our loan fees are transparent and clearly disclosed, with no hidden charges.
- We can offer suitable loan amounts and repayment terms, helping customers obtain a loan plan that is suitable for their needs.

Contact Us
If you have any questions, please feel free to contact us at any time:
- Email: support@justsmilelending.com
- Address: UB, 111 Paseo de Roxas Building, Legazpi Village, San Lorenzo, Makati, NCR, Fourth District, Metro Manila, 1223, Philippines
Privacy Policy: https://www.justsmilelending.com/html/privacy_policy.html