Genius by InterCapital: ETFs

Choose a long-term investment - create your portfolio

Genius by InterCapital: Digital investment management

Genius is a licensed Croatian application for long-term asset management through global and regional ETFs (Exchange Traded Funds). The platform offers a structured approach to capital markets through diversified portfolios and ETF savings plans, adapted to modern investment standards.

Investing through Genius is transparent, cost-effective and flexible – with no fees for deposits or withdrawals.

DIVERSIFIED ETF PORTFOLIOS

The main service for building long-term capital. The Genius algorithm, under the supervision of InterCapital's expert team, creates and manages a portfolio adapted to your risk profile.

• Access to regulated global ETFs
• Individual adjustment of risk tolerance
• Regular professional portfolio rebalancing
• Minimum first payment: 50 EUR
• Degressive management fee (decreases over the first 5 years)

CASH MANAGEMENT

Effective management of liquid assets with a focus on value preservation. The funds are invested in low-risk instruments without a contractual term commitment (term deposit).

• High liquidity, suitable for short-term management of excess funds
• Funds available for withdrawal at any time - no fee
• Minimum initial payment: 50 EUR

ETF SELECT – SAVINGS PLANS

A simple and affordable model of independent investment. Choose ready-made plans:

• S&P 500, NASDAQ, MSCI World
• Regional ETFs managed by InterCapital
• Exposure to the precious metals market (via regulated ETFs)
• Ideal for periodic payments and replenishment of the core portfolio
• Fee: from 1 EUR per month per portfolio

INVESTMENT IN THE GOLD MARKET
Access to the value of gold via ETF instruments, without the need for physical custody or complex logistics.
• Investing in gold through regulated financial instruments (ETFs)
• Full control and liquidity
• Minimum first payment: 50 EUR

No advanced financial knowledge is required to get started. Genius guides you through the process of creating a quality plan and manages your long-term strategy.

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FINANCIAL TRANSPARENCY AND ANNOUNCEMENTS:
Genius by InterCapital is a service of InterCapital Digital Wealth Management d.o.o., Masarykova ulica 1, 10000 Zagreb, Croatia.

REGULATION AND LICENSES:
The company is under the supervision of the Croatian Financial Services Supervisory Agency (HANFA) and has licenses for investment services and activities (1-04, 1-05, 2-01). LEI: 74780070J3ER16VGF193

CHECK IN THE COURT REGISTRY: https://sudreg.pravosudje.hr/ords/r/esudreg/public/28?p28_sbt_mbs=081650402

COSTS AND FEES:
Using the Genius app is fee-free for deposits and withdrawals. A portfolio management fee applies to investment portfolios. A detailed view of all costs is available at: https://www.geniusapp.com/troskovi-ulaganja

PRIVACY RULES:
https://www.geniusapp.com/pravila-privatnosti