adiraku – Kredit & Pinjaman
adiraku – Kredit & Pinjaman Summary
adiraku – Kredit & Pinjaman is a ad-supported Android app in the Finance category, developed by PT Adira Dinamika Multi Finance Tbk.. First released 6 years ago(Oct 2019), the app has accumulated 5.2M+ total installs and 75.3K ratings with a 4.11★ (good) average rating.
Recent activity: 34.3K installs this week (106K over 4 weeks) showing steady growth , and 352 new ratings this week (829 over 4 weeks) with declining momentum. View trends →
Data tracking: SDKs and third-party integrations were last analyzed on Dec 2, 2025. The app's network data flows (API traffic to/from the app and its SDKs) were last crawled on Aug 26, 2025.
Store info: Last updated on Google Play on Nov 21, 2025 (version 134).
adiraku – Kredit & Pinjaman was last scanned for SDKs 2025-12-02. Below is the overview of third party companies detected in the app. The full list of raw SDKs, app permissions and unknown SDKs is available here.
MoEngage
Google Analytics
Firebase
Square
Datadog
Kotlin
Shopify
Microsoft
Google
Facebook
Branch4.11★
Ratings: 75.3K
Screenshots
App Description
Motorcycle Loans, Cars, Electric Bicycles, Cash Loans, Services, adirapoin.
adiraku, a mobile application offered by Adira Finance for Indonesian customers and society, with a vision to provide various innovative and practical financial solution services for the lives of Indonesian people.
Through Adiraku, Adira Finance strives to connect more closely with customers throughout Indonesia without being limited by distance and time.
Want to know what's in Adiraku?
Automotive and Electric Bicycle Credit
Loans for new cars, used cars, new motorbikes or used motorbikes, and electric bicycles are easier through the Adiraku application. Directly apply for credit using conventional or Sharia schemes with the best promos. You can get your dream vehicle and goods easily, quickly, with the best prices and installments.
Multipurpose Cash Loans
Needs for house renovations, children's education costs, additional business capital and additional funds for tourism can be submitted in the Adiraku application. With a motorbike or car BPKB guarantee, get a loan with competitive interest and a fast process. At Adira Finance, collateral security is our priority, so don't hesitate to apply for a loan at Adira Finance.
General provisions for car, motorbike, electronic goods & furniture loans as well as multipurpose loans
1. Financing value
◾ Motorcycle Credit: IDR 5,000,000 - IDR 2,000,000,000
◾ Car Loan: IDR 50,000,000 – IDR 2,000,000,000
◾ Electric Bike Credit: IDR 1,500,000 - IDR 50,000,000
◾ Multipurpose Fund Loan: IDR 3,000,000 - IDR 500,000,000
2. Flat interest rate per year
◾ Motorcycle Credit: 12% - 40%
◾ Car Loan: 6% - 20%
◾ Electric Bike Credit: 30% - 40%
◾ Multipurpose Fund Loan: 10% - 40%
3. Time period
◾ Motorcycle Credit: 12 - 36 months
◾ Car Loan: 12 - 72 months
◾ Electric Bike Credit: 6 - 24 months
◾ Multipurpose Fund Loan: 12 - 48 months
4. Administrative costs and provisions
◾ Motorcycle Credit: IDR 800,000 - IDR 875,000
◾ Car Loan: IDR 2,700,000 - IDR 4,200,000 and provision of 0.00% - 2.25%
◾ Electric Bike Credit: IDR 250,000 - IDR 300,000
◾ Multipurpose Fund Loan: IDR 750,000 - IDR 3,325,000 and provision of 0.00% - 0.25%
5. Calculation example
◾ Motorcycle credit with a unit price of IDR 30,000,000, initial payment of 10% and tenor of 12 months, then monthly installments of IDR 3,129,000, so the total paid in 1 year is