The Complete Invoicing & Digital Payment Solution for Smart Entrepreneurs

Paper.id is the Smart Business Solution for you who want to run your business more efficiently and strategically.
 With financial process automation, you can now focus on what matters most: growing your business.

With Paper.id, you can:
- Automate the processes of invoicing, payments, reconciliation, and financial reporting

- Turn your credit card into a productive tool to extend payment terms and maintain healthy cash flow

- Access business capital through credit card-based financing to support business growth


Trusted by more than 600,000 business owners in Indonesia, Paper.id collaborates with partners licensed by Bank Indonesia and supervised by the Financial Services Authority (OJK), and is supported by leading bank and payment networks.
It’s time to manage your business finances more smartly, securely, and efficiently with Paper.id.

Paper.id’s Main Features
1. Digital Invoicing
- Paper.id allows you to create online invoices for free in 3 minutes. Choose professional invoice templates to design invoices that suit your business needs.
- Digital invoice comes with a payment link and can be instantly shared through WhatsApp, SMS, and email.
- With PERURI  official e-stamps, you can ensure the legality of every invoice created in an easy and practical way.

2. Business Payments
- Access more than 30 invoice payment methods, including credit cards and installments without the need for an EDC machine, as well as bank transfers, QRIS, Virtual Accounts, and marketplaces (Tokopedia, Shopee, Blibli).
- All payments are directly connected to the online invoicing system, enabling automatic and real-time reconciliation.

3. Business Financing
Get quick access to business financing through various types of business credit cards:
- Paper Horizon Card

A virtual business credit card to help you manage your business expenses more easily. Issue cards for each division or team in your company, set budgets freely, track transactions transparently in real time, and enjoy cashback on every transaction.



- Paper Pioneer Card
The credit card that gets your Capital Ready for Skyrocketing Business with a limit of up to Rp100 million and cashback on every transaction..



- PAPERCARD

Collaborating with BRI and  Visa’s network, is Indonesia’s first business credit card that combines business and personal benefits with GarudaMiles and cashback rewards.

Other Features
- Automatic Invoice Reminders
Eliminates the need to manually remind business partners about invoice payments. Simply set the invoice due date and preferred reminder date, and Paper.id will handle automatic billing for you.


- Beginner-Friendly Financial Reports
Every invoice transaction made through Paper.id is automatically recorded and presented in easy-to-understand financial reports, making it accessible even for beginner entrepreneurs.


- ERP Integration
Paper.id can be integrated with your existing ERP system, adapting its features to meet your business needs. The Enterprise Solution includes OCR (Optical Character Recognition) for automatic conversion of hardcopy invoices into softcopy, three-way matching, and many other advanced capabilities.

Paper.id is ISO 27001 certified, and trusted by major businesses in Indonesia, including Kopi Kenangan, J&T Cargo, PT Catur Sentosa Adiprana (Mitra10), and many more.

Your feedback is valuable to us. If you have any questions, feel free to contact us at support@paper.id.

Website: https://paper.id/
Facebook: https://www.facebook.com/paperindonesia 
Instagram: https://www.instagram.com/paperindonesia 
LinkedIn: https://www.linkedin.com/company/paper-id 
YouTube: https://www.youtube.com/c/Paperid