NexaPinjam - Pinjaman Daring

Easy, Safe Loans

💳More flexible funds for your daily needs
NexaPinjam is a financial information service platform aimed at users in Indonesia, providing diverse and flexible funding options. We only help match users with various lending institutions and display loan limit and interest rate information; we do not disburse loans directly. This platform is safe and reliable, with a transparent process and strict data protection, making it easy for you to choose the most suitable loan solution.

📌 Product Details
💰 Credit Limit: IDR 500,000 – IDR 50,000,000
📆 Loan Tenor: 3 – 12 months
📈 Maximum Annual Interest Rate (APR): 36%
❤️ No Additional Fees

⭐ Product Benefits
✨ Integrated Loan Options: Quickly match with various lending institutions to find the most suitable solution.
🧠 Smart Limit Recommendations: Limit adjustments based on the user's credit profile and borrowing history.
🔍 Transparent Fees: Apply for a loan with peace of mind, as all fees are clearly displayed and comply with applicable laws.
🔐 Strict Identity Verification: Maintaining the security of borrower and partner institution data.

🧮 Example of a IDR 50,000,000 Loan Simulation
If you apply for a IDR 50,000,000 loan with a term of 120 days (approximately 4 months), payable in 4 installments, with an annual interest rate of 18% and a daily interest rate of approximately 0.049% (based on actual appraisal results), the repayment plan is as follows:

💰 Total Interest:
50,000,000 × 18% / 365 × 120 days ≈ IDR 2,958,904
💰 Monthly Interest:
2,958,904 / 4 = IDR 739,726
💰 Monthly Installment Amount:
50,000,000 / 4 + 739,726 = IDR 13,239,726
💰 Total Payment:
50,000,000 + 2,958,904 = Rp 52,958,904

📝 Clear Application Requirements, Safer Process
To provide a safer service experience, please ensure you meet the following basic requirements:
✅ Have a valid Indonesian ID card (KTP)
✅ Be at least 18 years old
✅ Have an active and usable bank account

🚩 How to Get a Loan Quickly at NexaPinjam?
1️⃣ Download the NexaPinjam app
2️⃣ Fill in and submit your data completely and accurately
3️⃣ Wait for the AI ​​system to assess your loan
4️⃣ Get loan limit approval
5️⃣ Apply for a loan
6️⃣ Once approved, wait for the funds to be disbursed to your account

📞 Contact Customer Service
If you encounter any issues or have any questions, please contact us. 📧 Email: layanan@teknovate.id
☎️ Customer Service Phone: (+62) 813 1334 554
🌐 Official Website: https://teknovate.id
🕒 Service Hours: Monday – Sunday, 9:00 AM – 6:00 PM (WIB), except national holidays
🏢 Company Address:
Graha Mir Building, 6th Floor, Zone A1,
Jl. Pemuda No. 9, Rawamangun Village,
Pulogadung District,
East Jakarta Administrative City,
DKI Jakarta Province