JioFinance is an all-in-one app to manage your money smartly. From secure UPI and bill payments to mutual fund investing and digital gold to loans, insurance, and savings accounts, JioFinance handles all your financial needs with one trusted app.

Pay anyone:
● Fast UPI payments for shopping, food, travel and more
● Scan QR codes at kirana stores, petrol pumps, restaurants and pharmacies
● Link your RuPay credit card with UPI for instant merchant payments
● Make cross-border UPI International payments with ease
● Use UPI Split to settle payments between friends and family

Bank on the go:
● Never visit a bank branch again; everyday banking on the JioFinance App
● Open a zero-balance digital savings account, offered by Jio Payments Bank Limited
● Transfer funds securely via NEFT or IMPS
● Extra safety with biometric login and mPIN authentication
● Get a physical debit card for ATM withdrawals and POS shopping

Combine savings and investments:
● Upgrade to Savings Pro, an industry-first, auto-investing savings account
● Earn up to 6.5%* per annum (T&Cs apply) on your savings
● Get your idle money auto-invested into stable overnight funds* with 1-day maturity
* Mutual fund investments are subject to market risks. Please read scheme-related documents carefully.

Invest in fixed deposits starting at 4%* p.a.:
● Get higher FD interest rates from across small finance banks and NBFCs
● Enjoy instant FD booking with fast and secure KYC
● Pay your FDs from any bank through UPI
* Interest rates are subject to change.

Pay all bills:
● Manage all your bill payments in one place with recurring reminders
● Recharge mobile data, DTH, broadband
● Pay credit card bills instantly across banks and institutions
● FASTag recharge for uninterrupted travel
● All types of general utility bill payments such as power and gas bills

Invest with JioBlackRock:
● Invest in mutual funds with global expertise and local insights, offered by JioBlackRock
● Start SIPs or one-time investments starting at just ₹500
● Zero-commission direct mutual funds designed to keep costs low
● Track fund performance and returns directly on the app


Apply for loans:
● Apply for home loans, balance transfers and loans against property
● Enjoy competitive rates across products, with the promise of Jio
● Get quick loans against shares and mutual funds through a mostly digital process
● Pay interest only on the utilised amount with transparent charges
● Example: For ₹1,00,000 borrowed at 9.9% flat interest, payable after one year = ₹1,11,400 (including fees and charges)
● All loans are offered by Jio Credit Limited


Buy Jio Gold:
● Buy or sell 24K digital gold anytime (minimum ₹10 investment)
● Secure storage in insured vaults (Brinks)
● Start a digital gold SIP with daily, weekly or monthly autopay
● Redeem for cash or physical gold anytime
● Invest in pure gold without worrying about storage or safety

Plan and file taxes:
● Plan your taxes with JioFinance and compare between old and new regimes
● File your taxes by going the DIY route or using expert assistance
● Tax filing starts at just ₹24, CA assisted filing starting at ₹ 999.

Buy insurance plans:
● Compare and buy health, car, and bike insurance in minutes
● Buy term life insurance policies and investment plans
● Choose from leading insurers in India with transparent pricing and tailored plans
● Insurance offered by Jio Insurance Broking Limited

Track and manage money:
● Link all your bank accounts and mutual funds in one place
● Analyse income, expenses and savings with the My Money dashboard
● Get smart insights on your income and spends to see how and where you can save

Why choose JioFinance?
● Partnered with some of the biggest names in finance
● Secure with biometric login, encryption, and mPIN
● Transparent charges and no hidden fees

JioFinance is owned and managed by Jio Finance Platform and Service Limited, an entity under the larger Jio Financial Services ecosystem.