Spice Money – Banking Services for Bharat Spice Money is India’s largest rural fintech network, trusted by 16+ lakh Agents across 700+ districts, covering 95% of rural pin codes. Every day, it powers millions of transactions, bringing formal banking to villages and small towns where traditional banks struggle to reach. As a Spice Money Adhikari (Banking Agent), you can earn up to ₹50,000/month by offering essential financial services in your community. Services You Can Offer AePS (Aadhaar Enabled Payment System): Cash withdrawal, balance check, mini statement via Aadhaar. Domestic Money Transfer (DMT): Instant transfers to any bank account in India. Micro ATM: Card-based cash withdrawal and balance check in remote areas. Bill Payments: Pay electricity, water, and gas bills across 80+ billers. Mobile & DTH Recharges: Instant recharge for all major operators. Account Opening: Open bank accounts without visiting a branch. Credit Cards: Help customers apply for credit cards. Loans: Offer personal and business loans to support local needs. Why Become a Spice Money Adhikari? All-in-One App: Easy-to-use mobile and web platform. Earn ₹20,000–₹50,000/month: Strong income potential. Be the Local Banker: Provide daily-use banking services. Trusted Brand: Backed by 25+ years of Spice Group expertise. 99.85% Uptime: Reliable service, anytime. Grow Your Business: Add services like insurance, loans, and more. Benefits for Agents Operate from your own shop and earn extra income. Become the go-to banker in your area. Receive free training and 24×7 support. Be part of a trusted national brand. How to Get Started Download the Spice Money App from the Play Store. Register with basic details and complete KYC. Activate services like AePS, DMT, Micro ATM, and cash collection. Start serving your community and earn with every transaction. Join Us and Build Bharat 16+ lakh agents onboarded Serving 2.5+ lakh villages Trusted by millions for essential financial services Become your area’s trusted banking partner. Together, let’s build a cashless, financially empowered Bharat. Spice Money – तो Life बनी! Download the app and start your journey today. Key Features of Personal & Business Loans Loan Amount: ₹5,000 to ₹5 Lakhs Tenure: 3 to 36 months Processing Fee: Up to 4.5% + GST APR: Up to 78% Repayment Frequency: Daily, Weekly, Monthly Example – Daily Installment Loan: Loan: ₹50,000 | Tenure: 180 days Interest @36% p.a. (reducing): ₹4,659.86 Processing Fee @3%: ₹1,500 + GST Total Payable: ₹54,659.86 Daily Installment: ₹303.67 Note: Rates and fees may vary by product and lender policy. Lending Partners & Grievance Contacts UGRO Capital Limited Brand Name: UGRO Capital Website: www.ugrocapital.com/lending-service-provider Grievance Contact: Mr. Satyabrata Mohapatra Phone: 022-68269135 Email: grievance@ugrocapital.com Spicebulls Investments Limited Brand Name: SpiceBulls Website: www.spicebulls.com/our-partner Grievance Contact: Mr. Sanatan Malik Email: nodal@spicebulls.com Muthoot Fincorp Limited Brand Name: Muthoot Fincorp Website: www.muthootfincorp.com/regulatory-and-compliance Grievance Contact: Ms. Julia Mathew Phone: 0471-4911626 Email: julia.mathew@muthoot.com

Spice Money -Banking Agent App

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