Rakuten Kakeibo is a household accounting and asset management app that makes it fun to visualize your money flow and help you make better use of Rakuten services.

Not only can you manage your Rakuten Card, Rakuten Bank, Rakuten Securities, and Rakuten Points, but you can also link with other bank accounts and services.

With the even more convenient Rakuten Kakeibo, take your household finances to the next level. The introduction of the Premium Plan allows you to link an unlimited number of accounts and update your household finances at any time. It also hides ads, making household finances even more convenient.

Rakuten Kakeibo will help you manage your money better, earn Rakuten Points, and live a more profitable life.

[Recommended for]

- Those who want to keep track of their monthly income and expenses

- Those who want to save money and reduce waste

- Those who find paper or Excel household accounting difficult

- Those who have given up on keeping a household accounting system

- Those who want to manage their bank accounts and credit cards in one place

- Those who want to manage expenses by category, such as food and transportation

- Those who want to manage their securities (NISA account) and pension (iDeCo) assets

- Those who want to understand the status of their Rakuten Cash and Rakuten Points

- Those who use more than one Rakuten service

- Those who want to centrally manage all their assets without worrying about the number of linked accounts

- Those who want to keep their household accounting information up to date

- Those who want a more user-friendly app with fewer ads

[Rakuten Household Accounting App Features]

1. Log in with your Rakuten ID for easy start-up

2. Link to any number of Rakuten services other than Rakuten Bank (links are also possible for services other than Rakuten)

3. Earn Rakuten Points by completing the points-earning feature and missions.

4. Enjoy an even more convenient experience with the Premium Plan!
Unlimited account linking, daily updates, no ads, and premium membership benefits.

[Basic Usage]

1. First, link your bank account, securities account, credit card, and other services from "Accounts/Services." Simply enter the login ID and password required for each service to easily link them.

*With the Premium Plan, you can link an unlimited number of accounts.

2. Check your automatically generated household account in the "Deposits/Withdrawals," "Income/Expenses," and "Assets" tabs. You can also manually enter your expenses and income as needed. Regularly review your household account to better understand your financial flow.

*With the Premium Plan, you can manually update your account once a day, ensuring you always have the latest information.

3. Once you've linked your various services, review your household account on a weekly or monthly basis. Regularly reviewing your household account will help you better understand your financial flow.

[More Convenient Usage]

Once you've mastered the basics, try taking advantage of even more convenient features!

・You can organize your expenses and income by categorizing uncategorized items.

・You can create a more accurate household ledger by managing your cash expenses and income in the "Wallet (Cash)" account.

・You can choose the aggregation method that suits you best by including/excluding items in the aggregation.

・You can obtain more detailed information by connecting e-commerce sites and point services.

・You can keep detailed information by recording notes for each expense and income item.

・Premium membership benefits include discount coupons and more.

[Key Features]

・Deposits and Withdrawals: Check your deposit and withdrawal history in chronological order and calendar view.

・Income and Expenditures: Check your monthly income and expenditures by category.

・Accounts: View balances and usage status for each account for Rakuten services and other services.

・Assets: Check your asset and liability status at a glance.

[Maximum Number of Connections]

Rakuten Household Accounting can connect to the following accounts and services.

・Rakuten Bank: 1 account

・Other Rakuten Group services: Unlimited

・Other bank accounts: 1 account

・Other financial accounts/services: 3 accounts

[Unlimited account linking with the Premium Plan]

By subscribing to the Premium Plan, you can link unlimited accounts and services, regardless of the limits above.

[Supported Financial Institutions]

Over 1,000 financial services can be linked. (As of April 2025)

Banks, credit cards, securities accounts, electronic money, e-commerce sites, rewards cards, and more are supported.

[Typical Bank Accounts/Credit Cards]

Rakuten Bank, Mitsubishi UFJ Bank, Sumitomo Mitsui Banking Corporation, Mizuho Bank, Japan Post Bank, ...

Rakuten Card, JCB Card, Sumitomo Mitsui Card, EPOS Card, AEON Card, View Card, AMEX Card, ...

[Introducing the Premium Plan (Paid Membership)]

Rakuten Kakeibo has recently launched the Premium Plan (Paid Membership). For a monthly fee of ¥500 or a yearly fee of ¥5,000, you can enjoy four features and benefits that make managing your household finances more convenient.

1. Unlimited Linked Accounts/Services
With the Premium Plan, you can link all your bank accounts, securities accounts, credit cards, e-money accounts, and more, all in one place, unlike the previous limit (one Rakuten Bank account, one other bank account, and three other financial/service accounts).

2. Daily Data Updates
While your household finances are typically updated every few days, with the Premium Plan, you can manually update your data once a day with the "Update" button. This quickly updates any unexpected transactions, allowing you to manage your finances based on more up-to-date information.

3. Partial Ad Removal
Partial in-app ads are now hidden, allowing you to view and manage your household finances on a cleaner screen.

4. Premium Member Benefits
Regularly receive discount coupons and more! Manage your household finances, save wisely, and live a more economical life.

First-time Premium Plan users are offered a one-month free trial. Take this opportunity to try out Rakuten Kakeibo's premium features!

[Security Information]

The Rakuten Kakeibo app requires you to log in with your Rakuten user ID. We implement various measures in accordance with Rakuten's security policy to ensure our customers' safe use of the service. (Information Security Initiatives: https://corp.rakuten.co.jp/security/) (opens in a new tab)

[Recommended Operating Environment]

The Rakuten Kakeibo app is compatible with Android devices running Android 9 or higher.

[Usage Information]

To use Rakuten Kakeibo, you must register as a Rakuten member.

In addition, the terms of use and disclaimers for other services are governed by the "Rakuten Kakeibo Service Terms of Use (https://personal-finance.rakuten.co.jp/agreement/)." Please review the terms of use for peace of mind. (opens in a new tab)

[Inquiries]
https://r10.to/h5ou9P