三井住友信託スマートライフデザイナー

The official app of Sumitomo Mitsui Trust Bank. Equipped with convenient functions such as cash flow simulation, automatic household account book, and automatic login to Internet banking!

[About new user registration]
This app can be used even by those who do not have an account with Sumitomo Mitsui Trust Bank. The following information is required for user registration.
·email address
・Login password (set on registration screen)
·date of birth
[Main functions provided by this app]
●Life plan simulation
In two easy steps (enter information about yourself, your family, income, housing situation, etc.), you can estimate the amount of money you will need in the future. Furthermore, by entering detailed life events, you can get a more accurate outlook.
In addition, hints are displayed according to the results, which can be useful when considering measures such as asset building.
●Household account book
Money Forward's account linkage function allows you to link a wide range of information such as credit cards, defined contribution pensions, etc., including accounts other than Sumitomo Mitsui Trust Bank, and allows you to centrally manage monthly income and expenses and asset information.
●Providing information on asset formation and life planning
We provide column articles and other useful information unique to trust banks that you should know in the era of 100-year lifespans. By turning on notifications, you can check for new information in a timely manner.
●Automatic login to Internet banking
By registering your Sumitomo Mitsui Trust Direct member number and login password in advance, you can log in to Internet banking directly from the app.
*You must open an account with Sumitomo Mitsui Trust Bank and apply for Sumitomo Mitsui Trust Direct in advance.
[Usage hours]
24 hours a day, 365 days a year
However, the service will not be available during the following system maintenance hours.

2nd Tuesday of every month 0:00 AM - 6:00 AM
In addition, some functions such as new user registration and household account book functions are unavailable from 2:00 AM to 4:00 AM every Tuesday and Friday.
[Recommended environment]
This app is for smartphones only. Please use it in the following environment.
Android: 13,14,15
・Even if you have the recommended environment above, you may not be able to use the service depending on the model/device settings.
・When using on a tablet device, it may not work properly.
[Help]
●How to use guide
We will guide you through the main operations with images.
https://www.smtb.jp/personal/app/guide
●Frequently asked questions
We will answer a wide range of questions one by one.
https://faq.smtb.jp/category/show/357?site_domain=default
[Notes]
・This app can only be dow