CTOS
CTOS Summary
CTOS is a free Android app in Finance by CTOS DATA SYSTEMS SDN BHD. Released in Jul 2013 (13 years ago). It has about 1.3M+ installs and 3.8K ratings with a 3.29★ (mixed) average. Based on AppGoblin estimates, it reaches roughly 101K monthly active users . Store last updated Oct 12, 2026
Recent activity: 1.9K installs this week (6K over 4 weeks) showing exceptional growth , and 1.00 new ratings this week View trends →
SDK intelligence: AppGoblin detected 8 development tools(e.g. Google), 3 analytics: product, 2 ad networks,and 1 business tools integrated into CTOS. View full SDK list →
CTOS SDKs Summary
CTOS was last scanned for SDKs on 2025-03-17. Below is the overview of third-party companies detected in the app. The full list of SDKs, permissions and unknowns is available here.
3.29★
Ratings: 3.8K
Screenshots
App Description
Stay on top of your credit health with CTOS ID mobile app!
CTOS is Malaysia’s leading credit reporting agency with more than 1 million CTOS ID users!
This application enables you to obtain your CTOS User ID so that you can:-
1. Get your CTOS Score report via the mobile app to monitor your credit health
2. Subscribe to CTOS SecureID to safeguard yourself from identity theft, fraud and scams
3. Amend your CTOS ID profile so that it is accurate and up-to-date
MyCTOS Score Report
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• Increase your chances of loan approval
• Check for warning signs of identity theft & fraud
• See if there's litigation or bankruptcy case under your name
• Check if you owe anyone (Trade References - eTR)
• Fix inaccuracies and 'clean up' your credit report
CTOS SecureID
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1. Fraud Alerts:
• Dark Web Monitoring: Scanning over 14 billion data breach records to detect if your info has been compromised
• New Credit Application: Alerts you on any new credit applications under your name
• Credit Limit Changes: Alerts you on any changes in your credit limit (increased or decreased)
• Account Closure: Alerts you on closures of any credit facilities under your name
• Changes of Address: Alerts you on any address changes associated with your NRIC number
• Scam Alerts: Provide you alerts on latest scam so you can take precautions
2. Credit Monitoring:
• Score Updates: Monitor changes in your credit score reports every 3 months
• Missed Payments: Monthly alert on missed payments
• Bankruptcy Records: Know if bankruptcy cases are falsely booked or reported under your name
• Litigation Records: Know if anything legal is falsely booked or reported in court system
• Trade Referee Listings (eTR): Know if you are listed by non-financial institutions for outstanding debt
3. Takaful Coverage
• Up to RM20,000 takaful coverage: Get coverage for financial losses due to fraudulent transactions and more..
We are constantly updating the CTOS ID mobile app to add more features. Download now!
Learn more at www.ctoscredit.com.my
Like us on Facebook for more updates at https://www.facebook.com/ctosdatasystems

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