The Bajaj Finserv UPI & Loan App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for a variety of loans including personal loan, home loan, gold loan, business loan, etc. You can shop offline from 1 million+ products on Easy EMIs, invest in Fixed deposit, get insurance & do much more. You can also easily pay electricity bills, helps with mobile recharge, DTH service & transfer money using BHIM UPI.

Instant Personal Loan App
● Get instant personal loan up to ₹55 Lakh with this loan app.
● Get quick funding with a gold loan by pledging your gold
● Doctors & Chartered Accountants can get funding via professional loan.
● Self-employed individuals can get affordable business loans with Easy EMI options.

Highlights of Personal Loan
✔️ Loan Amount: ₹40,000 to ₹55 Lakh
✔️ Repayment Tenure: 12 to 96 months
✔️ Rate of Interest: 10% to 31% p.a.
✔️ Processing Fees: Up to 3.93% (inclusive of applicable taxes) of the loan amount

Example: For an instant loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340.
Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product.

More Loans with the Same Ease
● Home Loan: Make your dream home a reality with home loan at competitive rates and flexible repayment options.
● Gold Loan: Use your gold as security to get a gold loan for any urgent needs
● Business Loan: Designed for business owners, easily meets all expenses related to growth, operations, or expansion using Business loan.
● Two Wheeler Loan: Finance your new two-wheeler with a quick and simple loan process.

Shop on Easy EMIs
● Shop from 1 million+ products at 1.5 lakh+ stores across India with Easy EMI options.
● Shop LED TV, Washing Machine, Furniture, Electronic appliances and Smartphone on Easy EMI from Bajaj Finserv UPI & Loan App.

Recharge & Bill Payments in One Place
● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv UPI & Loan App.
● Helps with mobile recharge, DTH & FASTag from leading providers.

Payments Simplified with BHIM UPI App
● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills using Bajaj UPI App & authorize your UPI payments by entering the UPI PIN.
● Add money to your Bajaj Pay Wallet & recharge mobile or make bill payments in seconds.

Invest with Ease in Fixed Deposits
● Get high ROI on fresh FDs and renewal of existing FDs.
● You can start investing in Fixed deposit online for just ₹15,000 and get a loan against it.

Mutual Funds for Everyone
● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
● Make the most of your investment by paying 0% distributor commission.

Insurance for Every Need
● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
● Getting insurance is even easier with digital process.

One App for All Needs
● Fulfill your shopping and travel needs on one platform with 100+ brand partners.
● From instant loan availability to UPI convenience, recharge, and bill payments, your daily tasks become effortless.

Features
● Find all your financial transactions in one place
● Calculate your EMIs for your preferred Easy EMI tenure using the EMI Calculator
● Check your CIBIL score and get the credit health report online
● Download your loan account statements for gold loan, personal loan, etc
● Get quick assistance & timely resolution for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road, Viman nagar, Pune-411014