Atome PH - Buy Now Pay Later

5.5M installs
438.8K ratings
+257K monthly installs
trend steady
Atome PH - Buy Now Pay Later icon

ASO Keyword Dashboard

Tracking 124 keywords for Atome PH - Buy Now Pay Later in Google Play

Developer: NEURONCREDIT FINANCING COMPANY INC. Category: shopping Rating: 4.83

Atome PH - Buy Now Pay Later tracks 124 keywords (no keywords rank yet; 124 need traction). Key metrics: opportunity 68.2, difficulty 51.2.

Shop with Card, get Cash Loans, and grow your Savings with daily interest

Tracked keywords

124

0  ranked •  124  not ranking yet

Top 10 coverage

Best rank — • Latest leader —

Avg opportunity

68.2

Top keyword: flexible

Avg difficulty

51.2

Lower scores indicate easier wins

Opportunity leaders

  • flexible

    Opportunity: 73.0 • Difficulty: 47.9 • Rank —

    Competitors: 1,145

    68.0
  • preferred

    Opportunity: 73.0 • Difficulty: 56.3 • Rank —

    Competitors: 1,063

    67.6
  • banking

    Opportunity: 73.0 • Difficulty: 46.8 • Rank —

    Competitors: 1,071

    68.1
  • month

    Opportunity: 73.0 • Difficulty: 52.4 • Rank —

    Competitors: 1,041

    67.8
  • protection

    Opportunity: 73.0 • Difficulty: 63.7 • Rank —

    Competitors: 1,237

    67.5

Unranked opportunities

  • flexible

    Opportunity: 73.0 • Difficulty: 47.9 • Competitors: 1,145

  • preferred

    Opportunity: 73.0 • Difficulty: 56.3 • Competitors: 1,063

  • banking

    Opportunity: 73.0 • Difficulty: 46.8 • Competitors: 1,071

  • month

    Opportunity: 73.0 • Difficulty: 52.4 • Competitors: 1,041

  • protection

    Opportunity: 73.0 • Difficulty: 63.7 • Competitors: 1,237

High competition keywords

  • easy

    Total apps: 161,730 • Major competitors: 17,537

    Latest rank: — • Difficulty: 61.7

  • like

    Total apps: 150,415 • Major competitors: 21,531

    Latest rank: — • Difficulty: 68.5

  • enjoy

    Total apps: 131,386 • Major competitors: 18,531

    Latest rank: — • Difficulty: 63.0

  • access

    Total apps: 126,428 • Major competitors: 11,667

    Latest rank: — • Difficulty: 66.6

  • information

    Total apps: 101,893 • Major competitors: 7,805

    Latest rank: — • Difficulty: 58.6

All tracked keywords

Includes opportunity, difficulty, rankings and competitor benchmarks

Major Competitors
online661006184

80,029 competing apps

Median installs: 33,297

Avg rating: 2.8

9,770

major competitor apps

card691005478

35,515 competing apps

Median installs: 50,336

Avg rating: 3.0

4,766

major competitor apps

online banking701003655

1,712 competing apps

Median installs: 13,223

Avg rating: 3.6

104

major competitor apps

security701006474

22,681 competing apps

Median installs: 36,021

Avg rating: 2.8

2,764

major competitor apps

enjoy651006387

131,386 competing apps

Median installs: 45,784

Avg rating: 3.0

18,531

major competitor apps

easy641006289

161,730 competing apps

Median installs: 33,636

Avg rating: 2.8

17,537

major competitor apps

via681005881

54,601 competing apps

Median installs: 29,805

Avg rating: 2.7

5,243

major competitor apps

users671006082

59,104 competing apps

Median installs: 30,976

Avg rating: 2.8

6,026

major competitor apps

digital681005579

42,168 competing apps

Median installs: 26,988

Avg rating: 2.7

4,209

major competitor apps

ng691006847

598 competing apps

Median installs: 62,297

Avg rating: 2.9

116

major competitor apps

interest721005770

12,516 competing apps

Median installs: 40,690

Avg rating: 2.6

1,436

major competitor apps

scan711006571

14,906 competing apps

Median installs: 42,340

Avg rating: 3.0

2,192

major competitor apps

information661005986

101,893 competing apps

Median installs: 23,675

Avg rating: 2.6

7,805

major competitor apps

save671006583

75,490 competing apps

Median installs: 41,387

Avg rating: 3.0

9,726

major competitor apps

payment691005376

29,462 competing apps

Median installs: 30,186

Avg rating: 2.5

3,270

major competitor apps

choose661006285

100,655 competing apps

Median installs: 46,844

Avg rating: 3.0

14,766

major competitor apps

service681005981

54,184 competing apps

Median installs: 29,877

Avg rating: 2.6

5,377

major competitor apps

convenient691005277

30,608 competing apps

Median installs: 31,194

Avg rating: 2.7

3,175

major competitor apps

available661006685

92,463 competing apps

Median installs: 34,120

Avg rating: 2.9

9,952

major competitor apps

pay691005477

30,292 competing apps

Median installs: 37,182

Avg rating: 2.9

3,855

major competitor apps

company711004872

17,480 competing apps

Median installs: 21,812

Avg rating: 2.5

1,330

major competitor apps

loans711004861

3,633 competing apps

Median installs: 72,407

Avg rating: 2.9

621

major competitor apps

multiple671006282

58,884 competing apps

Median installs: 44,428

Avg rating: 3.0

8,314

major competitor apps

account681006079

41,533 competing apps

Median installs: 33,567

Avg rating: 3.0

4,686

major competitor apps

virtual711005574

20,442 competing apps

Median installs: 54,128

Avg rating: 2.9

3,169

major competitor apps

124 keywords
1 of 5

App Description

Shop with Card, get Cash Loans, and grow your Savings with daily interest

Atome – One app, multiple financial solutions!
Manage your money effortlessly with the Atome Card, quick cash loans through Atome Cash, and earn daily interest with Atome Savings.
In today’s world, e-wallets, digital banks, and PayLater apps are essential. Atome offers more than shopping—flexible credit, installment plans, and a paperless savings feature with no minimum balance or strict requirements.
🌟 Shop smarter – Scan to pay with QR Ph and enjoy flexible 3 or 6-month installments with the Atome Card, plus 0% interest on monthly purchases.
⚡ Access cash instantly – Get fast, low-interest loans with Atome Cash for your daily needs.
💰 Grow your wealth – Save with Atome Savings at 3.25%* p.a. daily interest.
*Rates might adjust based on Netbank’s policies and market conditions.

【Atome Card】
1. Flexible payment and installment options
• Stretch your budget. Pay later at 0% interest on monthly purchases, with installments up to 6 months.
2. Easy application
• Apply in the app in minutes. No paperwork needed.
3. Convenient for your needs
• Shop with up to a ₱200,000 spending limit.
4. Pay later anywhere that accepts Mastercard
• Link your physical/virtual Atome Card to shop online, like on Lazada, Shopee, and Grab, tap-to-pay in-store, even overseas.
• Pay utilities and bills through apps such as BillEase via GrabPay, Home Credit, and TendoPay via Bayad Center.
5. Card bills payment
• Choose preferred payment method: Credit/Debit Card, InstaPay via your online banking app (BPI, BDO, CIMB, GoTyme, UNO Digital Bank, Landbank, Security Bank, UnionBank), e-wallets like Maya and GCash, or over-the-counter.

【Atome Savings】
Atome Card users can open a savings account and earn up to 3.25%* interest p.a.daily. Enjoy zero fees, no minimum balance, and deposit protection via PDIC coverage up to ₱1M.

【Atome Cash】
Need a fast cash loan? Atome Cash loan offers quick approval and disbursement for up to ₱50,000. Repay loans in installments up to 12 months, with 1.75% interest.
Apply in-app if you are:
• A registered Atome user with past in-app transactions
• At least 18 years old with a valid ID
• With a bank account, such as BPI, BDO, UnionBank, and more.

ATOME CARD APPLICATION ELIGIBILITY
• Valid PH ID
• At least 18 years old
• No minimum income requirement
• No paperwork
HOW TO APPLY FOR THE ATOME CARD
1. Download the Atome app and tap the Card tab on the home page.
2. Tap “Apply for free” and choose your preferred Atome Card.
3. Fill in your personal information and upload your ID.
4. Get approved in 1-2 days.
5. Receive your Atome Card via mail.
HOW TO SHOP WITH THE ATOME CARD
1. Activate your physical card on the Atome app
2. Use virtual card to shop online
3. Use physical card to shop online and in-store
ATOME CARD INSTALLMENT PLANS:
• Monthly interest rates as low as 2%
• APR ranging from 0% to 46%
• No service charges
• Installment plans available in 3 or 6 months.
Example total loan cost:
• Total monthly bill: ₱2,000
• Bill amount: ₱2,000
• Repayment term: 3 months
• Monthly interest rate: 2% (₱40)
• Total payment: ₱2,120 at ₱706.67/month

ATOME CASH LOAN TERMS:
• Monthly interest rates as low as 1.75%
• APR not more than 36%
• No service charges
• Installment plans for up to 12 months.
Example total loan cost:
• Total loan amount: ₱3,000
• Repayment term: 6 months
• Monthly interest rate: 1.75% (₱52.50)
• Total payment: ₱3,052.50 at ₱508.75/month

Business Name: Atome PH
Corporate Name: Neuroncredit Financing Company Inc.
SEC Registration Number: CS201816338
Certificate of Authority No.: 1178
Bangko Sentral ng Pilipinas OPS Registration No.: OPSCOR-2021-0040

Contact:
Web: https://www.atome.ph/atome-card
Help Center:support@atome.ph
https://help.atome.ph/hc/en-gb/categories/4439682039065-Atome-Card
Social media:https://web.facebook.com/atomecardph
https://www.instagram.com/atome.ph/