Couples Budget Tracker: Untoo

Shared budget & expense tracker for couples. Split bills and save for goals.

Untoo is the shared budget app for couples. Track expenses together, split bills fairly, and save for your goals as a team, with no bank connection and no complicated budgeting.

Money works better when you two are on the same team. Untoo gives you one shared money space where both partners see everything, live. Neither of you is the admin.


LOG EXPENSES IN SECONDS

Type it, say it out loud, or snap the receipt. "Groceries, 42, split evenly" is already a complete entry: Untoo reads the amount, picks the category and applies the split you two usually use. Prefer to do it by hand? Manual expense logging is fast, and free forever.


A SHARED EXPENSE TRACKER THAT STAYS IN SYNC

Every expense and every bit of income shows up on both phones right away. No more "did you already pay that?", no end-of-month surprises. It's the easiest way to track spending as a couple.


SPLIT BILLS WITHOUT THE MATH

Track who paid, then split each shared expense evenly, by your own ratio, or as a treat. One calm settle-up screen shows who owes whom and keeps things even between you. No money ever moves through Untoo.


SAVINGS GOALS FOR TWO

The trip, the couch, the wedding, the emergency fund. Create shared savings goals and watch them grow together. Money you set aside never counts as spending, so a big saving month never looks like a bad one.


A MONTHLY BUDGET WITH NO GUILT

A clear monthly recap, category by category, shows where your money went. Add optional budget limits per category and get a gentle note instead of an alarm. No streaks, no lapse-shaming, no red alerts.


EVERYTHING A COUPLES BUDGET PLANNER NEEDS

• Recurring bills, rent, subscriptions and payday post themselves
• Multi-currency: log in any currency while traveling; totals stay in the one you two picked
• Your own spending categories: rename, reorder, recolor, add soft limits
• Income and expense tracking side by side
• Money date: a short, warm check-in you two do together
• Export everything to CSV, or delete your account, right from Settings
• Available in English, Spanish, German, French, Dutch and Portuguese


BUILT FOR TWO, NOT FOR ONE

Untoo isn't a personal finance app with a guest seat. It is a budget planner built from day one for two partners with equal access: dating, living together, engaged, married, or planning what comes next.

• No bank linking, ever. Untoo only knows what you two choose to log
• Your data is never sold and never used for ads
• Warm and calm by design, never guilt-driven


ONE PREMIUM. BOTH OF YOU.

One subscription covers both partners. Either of you can start it, and you both get everything.

Premium unlocks:
• Unlimited AI expense capture: text, voice and receipt photos
• Unlimited savings goals and recurring rules, plus automatic set-asides
• Your full history, month-to-month comparisons and spending insights in plain words
• Our year, together: the full annual recap, with cards you can share
• Dark mode and color themes

Free, always: manual expense logging for both of you, pairing and real-time sync, bill splitting and settle-up, your first savings goal, one recurring rule, and this month and last month's recap, plus five AI captures to try.


SUBSCRIPTION DETAILS

Untoo Premium is an auto-renewing subscription, billed monthly or yearly through Google Play, and starts with a free trial. Your local price is shown in the app before you confirm. It renews automatically unless you cancel before the end of the current period. Manage or cancel anytime in Google Play → Payments & subscriptions.

Terms of Service: https://untoo.app/terms
Privacy Policy: https://untoo.app/privacy

Untoo is a record of what you two choose to log. It does not move money, connect to banks, or give financial advice.