Mo Wallet - Send & Earn USDC

Global money transfers, USDC earnings, and built-in FX. No hidden fees.

YOUR GLOBAL MONEY ADDRESS
Mo gives you a personal payment link (mo.box/yourname) so anyone
can send you money from anywhere, instantly. No account numbers,
no SWIFT codes, no delays.

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GO GLOBAL, IN SECONDS
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Send USDC to anyone in the world as easily as sending a message.

- Cross-border transfers that settle in seconds
- No Mo fees for sending or receiving USDC

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DEPOSIT FROM ANY CHAIN
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Already hold crypto elsewhere? Bring it to Mo without the hassle.

- Deposit assets from any major blockchain in one tap
- Native CCTP support for USDC bridging across chains
- Powered by Relay for fast, low-cost cross-chain transfers
- No manual bridging, no separate apps

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CASH ↔ CRYPTO, BUILT IN
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Move between your local currency and USDC without leaving the app.

- Virtual accounts in the US, Mexico, Brazil, EU, and UK
- Deposit from your bank or withdraw to it — all in one place

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EARN ON YOUR ASSETS
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Put idle digital assets to work with onchain yield — no lockups, ever.

- Competitive, real-time rewards
- Withdraw anytime
- Live earnings tracked inside the app

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BUILT-IN FX
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Hold and convert between currencies without leaving Mo.

- Swap anytime between USDC and non-USD stablecoins
- Euro (EURC), Swiss Franc (ZCHF), British Pound (tGBP), and more
- Transparent rates, no hidden spreads

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DIGITAL ASSETS, SIMPLIFIED
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One-tap access to major assets alongside your USDC balance.

- Bitcoin (cbBTC), Ethereum (ETH), and non-USD stablecoins
- deSPXA — tokenized exposure to the Anemoy S&P 500 fund
- One-tap swaps, clear pricing, no spread markup from Mo

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GAS FEES? COVERED
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Mo sponsors network fees. You transact — we handle the rest.

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YOU OWN YOUR MONEY
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- Self-custodial: your keys, your assets
- Real-time transaction monitoring
- No lockups, subscriptions, or hidden conditions

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IMPORTANT
Digital assets involve risk and may lose value. Rewards are
variable and not guaranteed. Tokenized assets provide market
exposure and do not represent direct ownership of underlying
securities. Feature availability may vary by region. Mo is a
self-custodial app — you are responsible for securing your
credentials.