Armor

Your personal finance and wealth companion

India’s mass affluent has reached a "Complexity Event Horizon". Thousands of financial products, asset classes, regulations and evolving life situations are overwhelming human cognition. To solve this, we’re building Armor, your always-on financial planner - a hedge-fund grade quantitative “QRM” engine that deterministically computes trade-offs, layered with emotionally aware AI that personalizes the core model. Armor does something no other app does - it starts by understanding you.

Introducing the Armor Financial Health Score (ArmorScore): Quantify Your Financial Life
ArmorScore is a first-of-its-kind holistic metric designed to give you absolute clarity on your finances.

One Score. Total Clarity.
Armor goes beyond simple tracking. We analyze your investments, insurance coverage, and credit profile to generate a single, unified score. This isn’t a static number; it's a dynamic reflection of your past decisions, current standing, and future trajectory.

Benchmark Against Your Peers (Coming soon)
Stop wondering how you’re doing compared to others. The FHS provides nuanced age, stage, and cohort comparisons. Find out if you are in the "top decile" of your profession or "doing better than 90% of your peers." 

Weekly Leaderboard & Academic Rigor (Coming soon)
Stay engaged with a weekly updated leaderboard that tracks your progress against similar profiles. Our scoring formulae are built on rigorous academic research papers and have been validated by renowned professors to ensure your score is scientifically objective and accurate. 

Your Action Plan for Progress (Coming soon)
Armor doesn’t just give you a number; it gives you a path. Receive a structured Action Plan to improve your FHS. Identify gaps in your insurance, inefficiencies in your credit, or shifts in your investment path through a purely mathematical lens. 

Note: Armor currently provides data-driven insights. We do not offer investment advisory services at this time.