Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later Summary
Zip - Buy Now, Pay Later is a free iOS app in Finance by Zip Co US, Inc.. Released in Mar 2019 (7 years ago). It has 866K ratings with a 4.93★ (excellent) average. Based on AppGoblin estimates, it reaches roughly 7.9M monthly active users . Store last updated Sep 25, 2026
Recent activity: 2.8K new ratings this week View trends →
SDK intelligence: AppGoblin detected 6 business tools(e.g. Stripe), 4 development tools, 1 ad networks, 1 analytics: attribution,and 1 analytics: product integrated into Zip - Buy Now, Pay Later. View full SDK list →
Zip - Buy Now, Pay Later SDKs Summary
Zip - Buy Now, Pay Later was last scanned for SDKs on 2026-08-03. Below is the overview of third-party companies detected in the app. The full list of SDKs, permissions and unknowns is available here.
Facebook
Sentry.io
Airbnb Engineering
SDWebImage
Adjust
Braze
Stripe
Radar
Fullstory
Plaid4.93★
Ratings: 866K
Screenshots
App Description
Buy now, pay later nearly anywhere with Zip.
Split purchases into 2, 4, or 8 flexible installments with the buy now pay later app built for real life: everyday expenses, unexpected bills, big purchases, hotels, flights, and more.
No hard credit check, and no impact on your credit score.
BUY NOW, PAY LATER NEARLY ANYWHERE
Pay with Zip online and in-store almost anywhere Visa is accepted.
• Flights
• Hotels
• Gas
• Groceries
• Bills
• Major retailers
• Neighborhood shops and local businesses
• Online checkout or in person
Buy now pay later nearly anywhere Visa is accepted with a Zip virtual card.
SPLIT IT INTO 2, 4, OR 8
Choose the payment schedule that fits your budget. Buy now, and pay later in two-week installments.
Pay in 2: Two payments, fastest payoff
Pay in 4: Four payments, the most popular plan
Pay in 8: Eight payments, smaller amounts over more time. Great for bigger purchases.
BUY NOW PAY LATER IN-STORE
Buy now pay later right at the register with Zip. Just open the app, generate a virtual card, and add it to Apple Wallet or Google Pay to tap to pay.¹
Prefer plastic? Order a physical Zip card and use it at the register like any other card.
NO HARD CREDIT CHECKS
Zip never runs a hard credit check, so applying and paying over time won't hurt your credit score. Installment reminders are sent automatically, so you can stay on track easily.
FLEXIBLE PAYMENT DATES
Payment schedules can shift when life does. Reschedule an upcoming installment for more breathing room.
STAY ON TOP OF YOUR BILLS
Add bills to the app and split them into manageable payments, from electric and water to phone, internet, and streaming subscriptions. Track what's due and get reminders before every payment, so nothing slips through the cracks.
GET APPROVED IN MINUTES
Check your eligibility for Zip's buy now pay later app in minutes and get an instant decision, so you can start shopping and paying over time quickly.
¹For example, a $1,100 purchase could be split into 2 payments of $553.75, with the first payment due today ($7.50 origination fee, representing a 35.70% APR with total of payments $1,107.50) or a $400 payment could be split into 4 biweekly payments of $102 with the first payment due today ($8 origination fee, representing a 34.75% APR with total of payments $408). For a $400 purchase, you could make 8 payments of $52.37 with the first payme