Zip - Buy Now, Pay Later

With Zip, you can split your payments at your favorite brands, whether you shop online or in-store.¹

DIVIDE AND THRIVE
Zip lets you pay over time. Split your order into 4 or 8 installments, with payments due every 2 weeks.²³

PAY LATER WITH ZIP WHERE YOU WANT¹ — ONLINE OR IN-STORE
Install our app and use Zip pretty much anywhere¹ you shop. Create a virtual card in the app for fast, easy checkout with Apple Wallet or Google Pay, or get a physical Zip Card.¹

THE SMART WAY TO PAY
No hard credit checks and no impact on your credit score. We’ll remind you when installments are due so you’re on top of every payment.

CHANGE YOUR PAYMENT DATES
Greater flexibility in spending means more control over your payment schedule. Give yourself more breathing room with the Zip app.¹

EARN MORE SPENDING POWER
When you make consistent, on-time payments, you may become eligible for increased estimated spending power.⁴

EARN CASHBACK WHILE YOU SHOP
Pay with the Zip app to earn cashback on groceries, travel, and your favorite stores.⁵


Loans through Zip Pay Anywhere and Zip Checkout (including any “powered by Zip” loans) are originated by WebBank. All loans are subject to credit approval.

Eligibility criteria apply. See payment terms: Zip Loan Terms of Service | Zip. Loans to California residents, other than loans through the Zip Pay Anywhere and Zip Web Checkout, are made or arranged pursuant to a California Lenders Law license.
¹ Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply.
² For a $400 purchase, you’d make four $102 payments every two weeks starting today for a 34.75% annual percentage rate and a total of payments of $408. An $8 origination fee is charged at commencement and prepaid as a finance charge when you make your initial payment today. Origination fees vary and can range from $4.00 to $62.00 depending on the purchase price. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans subject to credit approval.
³ For a $400 purchase, you’d make eight $52.00 payments every two weeks starting today for a 29.55% annual percentage rate and a total of payments of $417. A $17 origination fe