Pennyworth Expense Tracker App

Pennyworth is a simple, flexible personal finance app that helps you understand where your money goes, plan ahead, and manage different parts of your financial life in one place.

Log income and expenses in seconds, create budgets, manage multiple books, track assets and credit cards, follow your stock portfolio, and share books with family or trusted partners.

Start for free and build a money-tracking habit that works for you.

--- Main Features ---

Fast Expense Tracking
A clean, intuitive interface makes it easy to record income and expenses in just a few taps.

Multiple Books
Keep your personal, family, and business finances separate with different books for different needs.

iCloud Sync & Sharing
Sync books across compatible Apple devices with the same Apple ID.
Share selected books with family members, partners, or friends for collaborative money management.

Budgets & Financial Planning
Create budgets, monitor spending, and stay on top of where your money is going before it gets out of control.

Calendar View
See daily income, expenses, and balances at a glance, so you can quickly understand your spending patterns.

Reports & Charts
Use clear visual reports to review spending by category, track trends, compare income and expenses, and understand your overall financial situation.

Smart Tags
Add multiple tags such as Travel, Tax, Business, or Family to organize transactions across categories and analyze your data in flexible ways.

All-in-One Asset Management
Track cash, bank accounts, credit cards, loans, investments, and other assets.
Use transfers to record ATM withdrawals, credit card payments, e-money top-ups, and account movements.

Stock Portfolio Tracking
Log buys, sells, and dividends to manage your holdings.
Track portfolio value, review gains and losses, and keep asset values updated with automatic daily stock price updates.

Credit Card Tools
Manage credit card balances, payment due dates, installments, autopay, and upcoming payment amounts.

130+ Currencies
Manage foreign-currency accounts with automatic exchange-rate updates.

Recurring Transactions
Set up recurring items such as salary, rent, subscriptions, or regular bills to save time.

Receipt & Invoice Capture
Attach receipts and invoices to keep expense details organized, searchable, and easy to review.

Customizable Setup
Customize accounts, categories, members, color themes, and