Pennyworth is a simple but powerful Personal Finance App designed to help you keep control of your spending, plan for the future, and manage all your finances in one place.
With our budgeting app, you can easily create budgets, track your money, and set financial goals.
The app also features a variety of reports and charts that provide a clear overview of your financial situation.

Millions are already using Pennyworth to budget and track their spending, beat debt and build their wealth. Start now and find the right way to budget your money!
It's free!

--- Main Features ---

* Fast, intuitive tracking
A clean, straightforward UI so you can log income and expenses in seconds.

* Multiple books in one app
Keep personal, family, and business finances neatly separated.

* iCloud sync & sharing
・ Synchronize books between devices with the same Apple ID (phone/iPad/M1 Mac)
・ Collaborative accounting with family or friends

* Smart tags for cross-category search and classification
Add multiple tags (e.g., “Travel,” “Tax Filing,” “Business Expenses”) to slice, filter, and analyze your data any way you like.

* Calendar view
See daily income, expenses, and balances at a glance.

* Advanced reports & charts
Powerful chart analysis function, let you easily understand your own spending ratio, trend and financial status

* All-in-one asset management
Track cash, bank accounts, credit cards, loans, investments, and more. Use transfers for ATM withdrawals, card payments, and e-money top-ups.

* Credit card tools
Manage due dates, payment amounts, balances, installments, and autopay.

* 130+ currencies
Automatic exchange-rate updates keep foreign-currency accounts accurate.

* Budget management
Plan budgets and control expenses, preventing your money from draining away

* Made yours
Customize accounts, categories, members, and color themes.

* Recurring transactions
Auto-log regular items like salary to save time.

* Long-term storage of data
Seamless iCloud cloud backup, no longer worry about data loss
CSV data export function, you are in control of your data

* Receipt & invoice capture
Keep expense details organized and traceable.

*Privacy lock
Protect your data with Face ID, Touch ID, or pattern lock.

* Local-first by design
Your data is saved on your device first, so you can view and edit even offline.

Privacy
Pennyworth does not collect or misu