WEALTHI (WEALTHI) The WEALTHI financial product app gives you access to lower cost loans. And help plan to reduce debt burden step by step. Reliable because it has received a Pico Finance license from the Ministry of Finance. Steps for applying for a loan - Download the WEALTHI application from the Play Store. - Fill in information through the application to check qualifications. - After being considered, you must submit identity verification documents. - If the documents are complete You will receive your loan within 48 hours. Apply immediately if you have the following qualifications - is a professional Both with regular income and self-employment - Be a person of Thai nationality, aged 20 years and over. When combined with your age and the length of time the loan has been repaid, it cannot exceed 65 years. - has a definite residence Have a place of employment can contact - Have an Android phone and must have a Facebook account. Documents to be provided if you are approved - Copy of ID card and a copy of the house registration - Document showing income from occupation Passbook Salary slip (if any) - Copy of the passbook page that will be used to receive the money. Loan amount Give a loan according to your ability to repay the debt. The credit limit starts at 500 baht and will increase based on good payment history. Conditions of the loan - Installment period: You will be able to repay in installments with the minimum period for repayment being 2 months (62 days). If you choose to pay the minimum, the longest period for repayment is 12 months (365 days) - Fees: No processing fees are charged. And you will receive the full credit limit. - Maximum annual interest rate (Maximum Annual Percentage Rate APR): effective rate at 36% per year, Maximum Annual Percentage Rate APR: 36% according to the Pico Finance license. Example of loan calculation In the case of borrowing money on July 1 and repaying it every 31 days On July 1st, received 500 baht. On August 1st, the number of interest calculation days is 31 days. Interest will be 15.29 baht. If 262 baht is paid, there will be an outstanding principal balance of 253.29 baht. On Sept. 1, the number of interest calculating days is 31 days. Interest will be 7.74 baht. If 261 baht is paid, there will be an outstanding principal balance of 0 baht. In total, there will be a total interest of 23.03 baht on the principal balance of 500 baht, which is considered an APR rate: 27.12% per year. Frequently asked questions - What is WEALTHI? WEALTHI makes it easy to access finance anywhere, anytime. You can answer a few questions and receive immediate consideration. - How good is it to get a loan through WEALTHI? Fast approval, legal, low interest and safe. Build a good financial history to increase your chances of accessing capital in the future. - Is WEALTHI legal? WEALTHI has received a license from the Ministry of Finance, license number 156/2017, to solve microfinance problems. - Can I pay back only part of the principal? Can pay both in full and in installments and can close the balance first without fees. - How to protect information? WEALTHI keeps all user information confidential through standard security. The information will not be published or used in any other way that is not related to credit consideration. - Why do I have to apply through Facebook? WEALTHI uses information for identity verification. We will not post messages, post photos, or do anything without permission. - How to consider loans? WEALTHI uses automated data analysis, so WEALTHI can approve your credit quickly and at all times. - How long does it take to get initial approval? The system can process and give initial approval in less than 1 minute. How long does it take to receive the money? After you receive initial approval and submitted complete documents If the documents are complete, WEALTHI will transfer the money to you within 48 hours and a notification will be sent to your mobile phone. - After clicking confirm, how can I go back and edit my answer? Responses to the initial approval questions were used in time-to-time analysis. If you do not receive initial approval, you can try again after 15 days. Can the name of the receiving account be different from the ID card? WEALTHI's money transfers to you will only be made to the account whose name matches your ID card. - How can I borrow more? There is a system for keeping your history and if your payment history is good you will be able to choose to borrow with a higher amount. For additional information, visit wealthi.co.

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